Hindsight is always 20/20. So if you can go back in time, what would you tell your 20-year old self? Listen to the answers of David Bonifacio of New Leaf Ventures, Noey Lopez of Starbucks Philippines, Mark Ruiz of Hapinoy, Anna Meloto-Wilk of Human Nature, Pocholo Gonzales a.k.a. The Voicemaster, and Shirley Maya Tan of The Art of the Fearless Living.