Today's show covers the drastic changes to social security claiming strategies under the new 2 year budget agreement.
Michelle Lerman and I discuss retitling your home under a living trust to avoid probate costs and property tax changes after a death.
Michelle explains proper beneficiary designations and trusts for retirement accounts.
I take a closer look at the S&P 500 earning report despite the decline in the Oil sector.
Brian asks about using a life insurance policy vs. 529 plans to save for a child's college education.
I also discuss an article which states recent college graduates may not retire until age 75 and how students can reduce their chances of this.
Don't forget to register for our upcoming seminar this Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
