Welcome Medicare Nation! We have a question today and I know many of you need this information!
MEDICARE SPECIAL ENROLLMENT PERIOD SHOW NOTES
Here’s quick guide to when you can make changes to your Medicare Advantage Plan:
The Special Election Period that qualifies you to change your Medicare Advantage Plan, is what we want to focus on today. There are certain circumstances which allow you to qualify for this option.
If You Move
When there are plan changes with Medicare Contracts:
*****You cannot get an SEP because your Doctor left the network********
If you have a Medicare Supplement - a Medigap plan, you can change plans whenever you want because there is no SEP for Medicare Supplement Plans.
If you have a chronic illness, cancer, cardiovascular disease or other medical conditions, a Medicare Supplement (MediGap) plan does not have to enroll you after your first year of enrollment. You need to be careful and make sure you are going to be able to get coverage when you change plans. The Medicare Supplement carrier may not take you due to pre-existing conditions and once you drop your Medicare Advantage Plan, you may be "locked out" and not able to re-enroll until the next open enrollment period..Medicare Supplement Carriers can discriminate due to pre-existing conditions!
The price of Medicare Supplement plans do change as you age, and where you live. Keep that in mind.
Need more information on "Special Enrollment Periods?"
www.callsamm.com - has all of this information available for you. Download the Quick PDF List for Special Election Periods.
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Find out more information about Medicare on Diane Daniel’s website!