Melanie Lockert used the "good debt", student loans, to fund her undergraduate and masters degrees. When she couldn't find full-time work, she battled depression, loneliness, and self-confidence issues. Writing a Dear Debt letter and taking action helped her rebound emotionally and financially from a dark hole and helped her pay back all $81,000 of her student loan debt.
September is National Suicide Prevention Awareness Month. If you debt has you down and you are plagued with thoughts of hurting yourself, please seek help. Melanie did and it was useful. NAMI is a good place to start.