🔗 Get the full blog post and extra resources here: https://astrafinancial.ca/2026/04/13/canadian-retirement-tax-questions/
A tax expert answers the most Googled retirement tax questions Canadians are asking right now. In this episode of Heart of Your Money, Zena Amundsen CFP and Nicole Putz CFP sit down with tax expert Rick Soparlo to break down real retirement tax strategies for Canadians, including how to structure your income for tax efficiency, how pension income splitting works between spouses, why Canada's graduated tax brackets mean a raise never hurts you, what happens to your RIF when you pass away (and why it could cost your family nearly half your savings) and practical draw-down strategies to keep more of your money in the family.
Whether you're already retired or getting close, this conversation covers the tax planning fundamentals every Canadian should understand before filing their next return.