Ken hijacks the Cultivation Roadmap to take a quick sidebar about unplanned charity. Unplanned charity is tricky as it pulls directly on your heartstrings as opposed to an impulse purchase. You need to find that fine balance between generosity and managing your net worth. The solution for this is ridiculously simple: plan for the unplanned. Decide for yourself what % income or fixed amount you want to save monthly to go toward giving. Stick to that plan and stay on track.