It’s November meaning most employers are exposing their employees to open enrollment plans. Ken offers up some ideas, concepts and even hacks regarding your health care plan. Across the country, we’re seeing a 4-5% increase in costs. Ken offers up two different plans for you to consider: A Traditional Insurance Plan or a High Deductible Health Plan. Ken outlines the considerations and differences between these two plans. Plus, Ken explains how a high deducible might actually be a hack.