What a year it has been. May this post be a reminder to all that 2020 was one of the most difficult in living memory for the majority of the world's population.
As we say good bye to 2020, this week I give you some of my reflections and wish you all a brighter, more prosperous 2021.
I have also included the most popular episodes from this year so that you can catch up on any that you missed.
Stay safe and may 2021 bring you health, wealth and happiness.
