"Sean" is 60, and he wants to retire by the end of this year. His wife, "Mary," is also 60, and she wants to retire in two-to-three years. Maybe.
Sean has an IRA worth $1,000,000 and a health savings account with $5,000 in it. Mary has a 401(k) worth $800,000, an IRA worth $700,000, and company stock worth $100,000. They also have cash savings of about $600,000. They want to be able to spend $120,000 per year in retirement.
Like many couples heading into their golden years, Sean and Mary want to know if their retirement goals are attainable, and they want to know if they're going to be OK.
So, they start meeting with financial advisors.
Many of the advisors Sean and Mary sit down with start the conversation by digging into their finances, showing them charts and graphs, talking about how the market has performed historically, etc.
What happens when Sean and Mary walk into Keen Wealth Advisors?
On today's show, we use a fictional "Sean and Mary" as a case study for how our initial interview process works and how Keen Wealth uses bigger issues about life, purpose, and happiness to create individualized, comprehensive financial plans.
