In this program we invited Tim Ludwig (Episode 109) back for a discussion about start-ups. He has a fascinating “full circle” story about his early days in farming triggering a desire for a suit and tie. After college he spent 20 very successful years in a high level financial advisory role, but saw that success have an unintended impact on his family life. So he went back to his roots and began a successful tree service that allowed him the family time he wanted. This discussion – as well as episode 109 - is filled with gems of wisdom for any aspiring entrepreneur.