Wherever you are right now, whatever you're up to, whatever you're doing; it s a result of the decisions and choices you have made thus far.
There is of course an argument for saying 'it's not your fault' - and you would be right ... once.
You may lose your job. And it's awful when that happens. But you're still responsible for having a job job in the first place with no alternative income streams.
That's your choice. It's been your decision. You could cut the coffee, the booze, the netflix account, the debt, the car (buy a bike) - there are always difference options.
This, is why your reality is what you DECIDE upon and to MAKE IT be.
Take a listen.