In Ep. 043, Tim talks with Lorraine Ell. Lorraine is the CEO of Better Money Decisions and the author of the recently released book 'Bozos, Monsters, and Whizbangs'. They talk about Lorraine's journey around the world and how it shaped her views of people and finance, as well as her firm beliefs in the benefits of working with a fiduciary advisor. They discuss what needs to change in the financial services industry, and how to make money last through retirement as well.