A Sunny Side Up Life Podcast
EP. 40 How To Pay Off Debt While Your Kids Are Still Little with Merliee from Easy Budget
A common thought in our society is that if you have children you’ll automatically have to struggle financially. It’s far too common for the average young family to be drowning in debt and feeling like that’s their only choice. However, Merliee from Easy Budget + her family are here to show others that getting out of $71k worth of debt, while having little kids, is not only possible…it’s actually pretty easy!
In this episode, Sami + Merilee talk about:
Merilee’s story of paying off $71k of debt
Why it's okay to alter The Dave Ramsey Baby Steps to fit the needs of your family
The philosophy behind pausing your debt payoff during big life changes like a pregnancy
Why we both chose to continue having babies, even while we were in debt
How to raise young children during a debt-free journey
Why Merilee + her husband created the amazing Debt Snowball Calculator
The power of knowing your debt total + your debt-free timeline
Merliee’s best tips for getting started on your debt-free journey
Memorable Quotes:
“It is personal finance for a reason, it’s okay to adapt and adjust to make it work for your family.” -Sami
“I’m not advocating for people to be financially irresponsible, but you don’t need to have a ton of money to have kids.” -Merilee
“Life feels so good when you budget correctly, it feels like you’re in control of things.” -Merilee
Resources Mentioned:
#debtfreecommunity on Instagram
The Easy Budget Debt Snowball Calculator
[Book] The Total Money Makeover
[Sami’s Full Budgeting Course] Your Sunny Money Method
WHO IS OUR GUEST?Merilee+ her husband, Derek, are the masterminds behind The Easy Budget Debt Snowball Calculator. Merliee is a Texas mom of 3 and extremely passionate about getting her family out of their $71k of debt, and also inspiring your family along the way!
Instagram: @easy_budget
Debt Calculator: The Easy Budget Debt Snowball Calculator
Automatically Calculates Payoff Date
User friendly
Fully automated
Space for up to 35 different loans
Clearly display your debt-free timeline
Ability to play around with several variables to see how it affects your payoff date
*Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.
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HEY I'M SAMI WOMACKI'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.