Welcome to Finance and Fury, the Say What Wednesday Edition
This week’s question comes from John. Hey Louis, Really enjoying your latest episodes, thanks again for the great content.
I saw recently there was a question raised around superannuation reform that TPD insurance within a superfund my now be unnecessary as funding is available under the NDIS for people who are, or become disabled, and therefore might be unethical for super funds to be selling this insurance (assuming it is indeed unnecessary).
My question to you is, generally speaking of course, should i be paying for TPD insurance through my superfund, or will I be adequately covered under the NDIS if I suffer an injury that leaves me disabled and unable to work?
Scenario: Married couple – Both working full-time for $80,000 p.a. each – 2 kids aged 13 & 14 and a mortgage of $550,000
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