Gov. Phil Murphy signed a bill last year regulating surprise medical billing, but you may not be as protected as you think. In this companion podcast for Kane In Your Corner's two-part look at surprise medical billing, Walt Kane talks to a mother ended up owing more than $18,000 out of pocket when her son was born prematurely - despite her making sure to deliver at an in-network hospital. And we hear from patient advocate AnnMarie Mcilwain on how to protect yourself and what to look out for to make sure you get the benefits and coverage to which you are entitled.